Finance
Calculators

Use the custom percentage mode in our bill split calculator — instead of dividing equally, assign a percentage share to each person. For example, if one person had a larger order, give them 40% and split the remainder. The tool automatically calculates each person's exact amount including their share of tip and tax.

In India, it's conventional to tip on the pre-tax food subtotal — not on the GST-inclusive total. Enter the food amount, select your tip percentage, then add GST (5% for most restaurants, 18% for premium establishments). Our calculator handles the order of operations automatically.

EMI = [P × r × (1+r)ⁿ] ÷ [(1+r)ⁿ − 1], where P is the principal, r is the monthly interest rate (annual rate ÷ 12) and n is the number of monthly instalments. For a ₹5 lakh loan at 12% for 2 years: monthly rate = 1%, n = 24, EMI = ₹23,537. Our EMI calculator (coming soon) does this instantly.

For long-term Indian equity mutual funds, a 10–14% annual return is a reasonable assumption based on historical Nifty 50 data. Use 10% for conservative estimates, 12% for moderate, and 14% for optimistic. Debt funds typically return 6–8%. Always use the lower estimate for financial planning to avoid overestimating returns.

Restaurants in India charge 5% GST on food and non-alcoholic beverages (without ITC). Restaurants in hotels with room tariffs above ₹7,500 charge 18% GST. Alcohol is taxed separately. Always check your bill — the GST component should be clearly itemised. Enter the correct percentage in our bill split calculator for an accurate per-person total.

Yes — completely free, forever. No signup, no email required, no premium tier. All Calcgator tools are free. There are no advertisements either. Open the calculator, enter your numbers and get your result instantly.